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The Social Security and National Insurance Trust (SSNIT) has announced a 10% increase in monthly pensions for 2026

According to SSNIT, all pensioners on its payroll as of December 31, 2025, will receive an average 10% increase in their monthly pensions.

The National Pensions Scheme stated that the 10% indexation, nearly double the 5.4% inflation rate recorded in December 2024, demonstrates its commitment to protecting the purchasing power of pensioners.

"It is also important to state that the current indexation is higher than the recent inflation rate. What that means is that every pensioner on the payroll has been covered by inflation," said the Director-General of SSNIT, Kwesi Afreh Biney, highlighting the Trust’s commitment to the welfare of pensioners.

Speaking at a short ceremony in Accra, SSNIT noted that the 2026 indexation rate was determined based on several factors, including salary growth among active contributors, projected average inflation of 8% + 2% by the end of 2025, and the overall impact on the Fund’s long-term sustainability.
Mr Afreh Biney emphasised the scheme’s focus on equity: "This is testament to our commitment to ensure that those at the lower end are as protected as possible, while ensuring sustainability," he noted.
Accordingly, the highest-earning SSNIT pensioner, who received GH¢201,792.37 as of December 31, 2025, will receive GH¢213,991.47 per month in 2026.
SSNIT estimates that over GH¢7 billion will be paid in pensions in 2026, with over GH¢580 million disbursed monthly
Regarding the scheme’s growth and sustainability, the Trust revealed plans to enrol over 200,000 new contributors in 2026.
It concluded that pension increases will vary, with higher earners receiving increases closer to the 10% indexation, while lower-income pensioners benefit more from the flat amount and strengthened minimum pension.